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Financial Innovation

Table 6 Variance Inflation Factor

From: Digital financial services adoption: a retrospective time-to-event analysis approach

VARIABLE

VIF

1/VIF

URBAN

1.58

0.632549

MM_OUTLET_F

1.51

0.663273

EDUFINAL_FF

1.32

0.760137

BANKED_F

1.22

0.82147

LIVELIHOOD

1.14

0.87644

INCFINAL

1.08

0.92299

AGE_FF

1.08

0.92806

GDP_GROWTH

1.07

0.934801

GENDER_FF

1.06

0.944325

FINCAP

1.05

0.954912

MEAN VIF

1.19

 
  1. The highest VIF value is 1.58 on the locality (urban) variable showing that none of variables are significantly correlated with the other explanatory variables
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