Dependent variable | Denied | Price rationed | Amount rationed | Discouraged | Constrained |
---|---|---|---|---|---|
PAF | 0.009 | 0.032 | 0.108** | 0.028* | 0.027* |
(0.019) | (0.024) | (0.053) | (0.016) | (0.017) | |
FL |  − 0.062* |  − 0.041** |  − 0.089** | 0.005 |  − 0.025** |
(0.036) | (0.018) | (0.037) | (0.007) | (0.011) | |
ICT use | 0.139 | 0.256 | 0.038 | 0.027 | 0.149** |
(0.172) | (0.192) | (0.145) | ( 0.025) | (0.062) | |
Digitization |  − 0.369*** | 0.416*** |  − 0.031 |  − 0.026 |  − 0.005 |
(0.112) | (0.155) | (0.127) | (0.031) | (0.059) | |
Activity_1 |  − 0.276 | 0.715* | 0.077* | – | 0.048 |
(0.404) | (0.412) | (0.255) | Â | (0.102) | |
Activity_2 | – | – | – | – |  − 0.115 |
 |  |  |  | (0.137) | |
Activity_3 | 0.195 | 0.559** | – | 0.016 | 0.045 |
(0.134) | (0.276) | Â | (0.042) | (0.073) | |
Activity_4 | 0.035 | 0.429* | 0.049 | 0.031 |  − 0.035 |
(0.142) | (0.235) | (0.164) | (0.050) | (0.066) | |
Activity_5 | 0.371* | – | – | 0.082* |  − 0.098 |
(0.202) | Â | Â | (0.049) | (0.128) | |
Activity_6 |  − 0.170* | 0.490** | 0.234 | 0.037 | 0.078 |
(0.99) | (0.242) | (0.181) | (0.036) | (0.067) | |
Activity_8 | 0.245 | 0.999** | – | 0.011 | 0.083 |
(0.158) | (0.455) | Â | (0.050) | (0.077) | |
Age_1 |  − 0.219 |  − 0.223** | – | – |  − 0.109* |
(0.144) | (0.99) | Â | Â | (0.059) | |
Age_2 |  − 0.202* | – |  − 0.324 | – |  − 0.119** |
(0.115) | Â | (0.229) | Â | (0.052) | |
Ownership_1 |  − 0.127 | – | – | – | 0.101 |
(0.148) | Â | Â | Â | (0.095) | |
Ownership_2 | 0.057 | – | – | – | 0.155* |
(0.121) | Â | Â | Â | (0.089) | |
Ownership_3 | 0.179 | – | – | – | 0.005 |
(0.217) | Â | Â | Â | (0.015) | |
Size_1 | 0.362** | 0.710** |  − 0.864** | – | 0.084 |
(0.172) | (0.352) | (0.401) | Â | (0.071) | |
Size_2 | 0.325** |  − 0.014 | 0.058 | – | 0.078 |
(0.135) | (0.105) | (0.128) | Â | (0.062) | |
Turnover_1 |  − 0.097 |  − 0.102 | 0.980** | – | 0.025 |
(0.149) | (0.167) | (0.489) | Â | (0.085) | |
Turnover_2 |  − 0.128 | 0.072 | 0.086 | – | 0.059 |
(0.119) | (0.124) | (0.126) | Â | (0.076) | |
Turnover_3 |  − 0.179 | 0.463 | 0.077 | – | 0.160** |
(0.150) | (0.230) | (0.255) | Â | (0.079) | |
Outlook_Better |  − 0.367*** |  − 0.491** |  − 0.589** |  − 0.060 |  − 0.028 |
(0.131) | (0.455) | (0.280) | (0.050) | (0.055) | |
Hcredit_Better |  − 0.114 |  − 0.452* |  − 0.077 | 0.026 |  − 0.062 |
(0.116) | (0.265) | (0.199) | (0.027) | (0.057) | |
Capital Better | 0.103 | 0.085 |  − 0.184 | 0.039 |  − 0.021 |
(0.132) | (0.170) | (0.136) | (0.041) | (0.057) | |
Firm_Outlook_Better | 0.099 | 0.179 | 0.204 |  − 0.041 | – |
(0.127) | (0.190) | (0.167) | (0.038) | Â | |
#Obs | 94 | 90 | 46 | 187 | 283 |
McFadden R2 | 0.508 | 0.695 | 0.527 | 0.471 | 0.176 |