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Financial Innovation

Table 5 Credit constraint categories statistics

From: Impact of financial literacy, perceived access to finance, ICT use, and digitization on credit constraints: evidence from Qatari MSME importers

 

Credit line

Bank loans

Trade credit

Other financing

Overall constrained

#

%

#

%

#

%

#

%

#

%

Constrained

55

16.5

65

19.5

49

14.7

79

23.7

117

35.1

Denied

24

7.2

30

9.0

11

3.3

25

7.5

45

13.5

Amount rationed

8

2.4

9

2.7

22

6.6

33

9.9

52

15.6

Price rationed

18

5.4

20

6.0

14

4.2

17

5.1

27

8.1

Discouraged

4

1.2

6

1.8

2

0.6

2

0.6

10

3.0

  1. Percentages represent the proportion of constrained firms for each financing type divided by the total number of firms in the positive demand sample i.e., 333
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