Table 3 Themes and related highlights
Themes | Highlights |
|---|---|
Access to financial services | Access to a bank account does not necessarily mean access to financial services |
PSD2 adoption | PSD2 adoption is limited, due to a combination of technical and cultural challenges within the limited scope of the PSD2 |
PSD2 limits for inclusive finance | The directive has been designed for other purposes other than inclusive finance. Adjustments are required to consider the underserved’s needs |
The role of MFIs | The PSD2 is a huge potential opportunity for MFIs, but many barriers to their required digital transformations exist |
Inclusive-finance ecosystems | There is no unified view on how platform-based ecosystems will evolve to promote inclusive practices |
European (inclusive) OB | In order to emerge, European OB players will need substantial investments, local knowledge of the national markets, and support from coordination bodies |