Table 1 The sample of organizations interviewed
N | Organization type | Description of the activity |
|---|---|---|
1 | Entrepreneurial organization 1 | A leading Dutch entrepreneurs’ organization |
2 | TSP 1 | A technological connector of consumers, finance professionals, providers, commissioners and funders |
3 | MFI | A hybrid MFI, leveraging traditional banking with information technology (IT) |
4 | TSP 2 | An organization that manages a company’s payment interaction with customers |
5 | OB provider 1 | An aggregator of the needs of business owners around accounting, invoicing, payments and banking |
6 | SME finance 1 | An asset manager of SME debt for institutional investors |
7 | OB provider 2 | An international open banking technology provider that helps to create new financial services throughout Europe |
8 | SME finance 2 | A company that designs SME financial solutions |
9 | TSP 3 | A company that allows the access to the whole life cycle of a loan in one place |
10 | Start-up | A platform that enables start-ups and businesses in Africa to raise capital in the diaspora in Europe |
11 | FinTech 1 | A FinTech that makes it easy to set aside the clients’ spare change, transferring it into an investment account |
12 | VC firm | An investment fund that belongs to a large Dutch bank, supporting strategic FinTech (and agricultural technology—AgriTech) startups with a thematic focus on financial inclusion |
13 | FinTech 2 | A debt prevention app that helps vulnerable users pay and manage their bills |
14 | Entrepreneurial organization 2 | A national organization that represents, connects and supports the growing community of social enterprises in the Netherlands |
15 | FinTech 3 | A FinTech that uses PSD2 license to collect bank transactions and then enriches them with data, and makes extensive financial analyses |
16 | TSP 4 | An enabler of asset managers and lenders to offer SMEs unique market-leading product propositions in all categories |
17 | International NGO | A global partnership of more than 30 leading development organizations that works to advance the lives of poor people through financial inclusion |
18 | Governmental organization | A leading Dutch financial policy maker |
19 | Entrepreneurial organization 3 | An independent ecosystem that connects people and organizations in the financial value chain |
20 | Impact investor | A large international organization supporting impact-driven, seed-stage start-ups |