Table 6 Indicators in the questionnaire and related statistics. Source: Behavioural intention, Performance expectancy and Effort expectancy: Venkatesh et al. (2003), Venkatesh et al. (2012), Rauniar et al. (2014), Nemeslaki et al. (2016), Mendoza-Tello et al. (2018), Moon and Hwang (2018), Arias-Oliva et al. (2019); Social influence and facilitating conditions: Venkatesh et al. (2003), Venkatesh et al. (2012), Rauniar et al. (2014), Mendoza-Tello et al. (2018), Moon and Hwang (2018), Arias-Oliva et al. (2019); Perceived trust: Rauniar et al. (2014), Nemeslaki et al. (2016), Mendoza-Tello et al. (2018), Moon and Hwang (2018); Perceived risk: Faqih (2016), Mendoza-Tello et al. (2018), Moon and Hwang (2018), Arias-Oliva (2019)
Indicator names | Questionnaire items (statements rated on a 7-point Likert scale, 1 corresponding to "strongly disagree" and the score of 7 corresponding to "strongly agree") | Mean | Median | Mode | Std. deviation | Factor loading |
|---|---|---|---|---|---|---|
BI_1 | I would use the FB Money | 3.52 | 4 | 5 | 1.829 | 0.130 |
BI_2 | I would try FB Money without any uncertainty | 2.90 | 3 | 1 | 1.776 | 0.121 |
BI_4 | I would encourage others to use FB Money | 2.88 | 3 | 1 | 1.603 | 0.119 |
BI_5 | I could see myself using FB Money | 3.83 | 4 | 5 | 1.880 | 0.124 |
BI_6 | I would be happy to accept money in FB Money | 3.05 | 3 | 1 | 1.823 | 0.118 |
BI_7 | I think I will use cryptocurrencies in the future | 3.22 | 3 | 1 | 1.798 | 0.108 |
BI_8 | I think that in the future I will use cryptocurrencies created and operated by social networking sites | 2.99 | 3 | 1 | 1.698 | 0.125 |
BI_9 | Whenever possible, I would use FB Money over other payment methods | 2.42 | 2 | 1 | 1.624 | 0.127 |
BI_10 | I would support the operation and spread of FB Money | 2.90 | 3 | 1 | 1.727 | 0.131 |
BI_11 | If I had a better understanding of how FB Money works, and could be sure of its reliability, I would be much more willing to try it | 4.88 | 5 | 7 | 1.918 | 0.104 |
PE_1 | I would find FB Money useful | 3.92 | 4 | 4 | 1.812 | 0.133 |
PE_2 | I would take the usage of money much more seriously through FB Money | 2.57 | 2 | 1 | 1.685 | 0.101 |
PE_3 | FB Money would make shopping easier for me | 3.81 | 4 | 5 | 1.910 | 0.117 |
PE_4 | FB Money would make me shop more often | 3.07 | 3 | 1 | 1.799 | 0.095 |
PE_5 | Using FB Money would increase my opportunities to get the products and services I need | 3.28 | 3 | 1 | 1.882 | 0.103 |
PE_6 | Using FB Money would help me to meet my needs faster | 3.70 | 4 | 1 | 1.942 | 0.115 |
PE_7 | Using FB Money would raise my standard of living | 2.45 | 2 | 1 | 1.545 | 0.098 |
PE_8 | FB Money would increase my efficiency when buying products and services | 3.41 | 3 | 1 | 1.852 | 0.109 |
PE_9 | FB Money would make certain products much easier to buy | 3.89 | 4 | 1 | 1.993 | 0.109 |
PE_10 | I would find FB Money useful in my personal life | 3.05 | 3 | 1 | 1.758 | 0.126 |
PE_11 | Using FB Money would improve my financial situation because it would give me much more control over my assets | 2.23 | 2 | 1 | 1.555 | 0.093 |
PE_13 | I would be much more careful about how I spend my FB Money than with traditional money | 2.45 | 2 | 1 | 1.709 | 0.050 |
EE_1 | Using FB Money seems simple and straightforward to me | 4.34 | 5 | 5 | 1.793 | 0.171 |
EE_2 | Compared to the current payment options. FB Money would make using money much faster | 4.44 | 5 | 5 | 1.829 | 0.209 |
EE_3 | I could quickly learn how to use FB Money | 5.18 | 5 | 7 | 1.669 | 0.145 |
EE_4 | Compared to the current payment options, FB Money would make it much easier to use money | 4.11 | 4 | 5 | 1.809 | 0.228 |
EE_5 | It would be easy for me to use FB Money | 4.65 | 5 | 6 | 1.850 | 0.179 |
EE_6 | I could soon get to the stage where I'm explaining to others how to use FB Money | 4.59 | 5 | 6 | 1.906 | 0.156 |
EE_7 | It would be easy for me to learn how to use FB Money | 5.00 | 5 | 6 | 1.758 | 0.152 |
SI_1 | People I care about would think I should use FB Money | 2.81 | 3 | 1 | 1.631 | 0.142 |
SI_2 | People around me would support me in using FB Money | 3.17 | 3 | 1 | 1.671 | 0.140 |
SI_3 | People I care about would certainly try FB Money | 3.45 | 3 | 4 | 1.670 | 0.136 |
SI_4 | My friends would probably follow me if I started using FB Money | 3.48 | 4 | 4 | 1.675 | 0.158 |
SI_5 | People around me would give me advice on how to use FB Money | 3.74 | 4 | 5 | 1.782 | 0.082 |
SI_6 | People whose opinions are valuable to me would want me to use FB Money | 2.95 | 3 | 1 | 1.624 | 0.148 |
SI_7 | FB Money would be popular among my friends | 3.65 | 4 | 4 | 1.745 | 0.148 |
SI_8 | On social networking site there would be people to help me when I have difficulties using FB Money | 4.38 | 5 | 5 | 1.797 | 0.097 |
SI_9 | People who influence me would think I should use FB Money | 3.10 | 3 | 2 | 1.647 | 0.146 |
FC_1 | The social networking site would have enough knowledge to run its own cryptocurrency | 4.21 | 4 | 4 | 1.855 | 0.151 |
FC_2 | I have the necessary knowledge to use FB Money | 3.79 | 4 | 5 | 1.912 | 0.192 |
FC_3 | The social networking site has the right communication channels for me to get the right technical assistance | 4.53 | 5 | 6 | 1.811 | 0.176 |
FC_4 | I could get help if I run into difficulties using FB Money | 4.94 | 5 | 7 | 1.690 | 0.163 |
FC_5 | I was already well acquainted with similar cryptocurrencies | 2.31 | 2 | 1 | 1.641 | 0.154 |
FC_6 | The social networking site would provide sufficient support to solve problems encountered when using FB Money | 4.21 | 4 | 5 | 1.739 | 0.197 |
FC_7 | The social networking site would build a proper payment system to allow me to shop at my convenience | 4.18 | 4 | 5 | 1.788 | 0.254 |
PT_1 | I have full confidence that the internet is safe enough for online shopping | 3.63 | 4 | 3 | 1.812 | 0.078 |
PT_2 | Overall, I trust social networking sites (Facebook) | 3.03 | 3 | 1 | 1.691 | 0.101 |
PT_3 | Overall, I could trust a social networking site (Facebook) that offers direct shopping | 3.02 | 3 | 1 | 1.642 | 0.127 |
PT_4 | Overall, I would be able to trust a social networking site (Facebook) that offers direct purchasing once the right regulations are in place | 4.17 | 4 | 6 | 1.745 | 0.123 |
PT_5 | I have full confidence that the legal and technical systems in place for online shopping will protect me | 3.52 | 3 | 3 | 1.740 | 0.092 |
PT_6 | I would feel safe my data and money when using FB Money | 2.99 | 3 | 1 | 1.757 | 0.129 |
PT_7 | I believe that FB Money would help reduce the number of abuses | 2.81 | 2 | 1 | 1.674 | 0.125 |
PT_8 | I think I could trust online purchases made on social networking sites (Facebook) | 3.15 | 3 | 1 | 1.750 | 0.134 |
PT_9 | I would trust companies when using FB Money | 3.28 | 3 | 1 | 1.759 | 0.133 |
PT_10 | I would trust the social networking site (Facebook) to properly control and monitor FB Money | 3.18 | 3 | 1 | 1.820 | 0.135 |
PR_1 | Using FB Money seems risky to me | 4.91 | 5 | 5 | 1.605 | 0.132 |
PR_2 | There are too many uncertainties about using FB Money | 4.80 | 5 | 5 | 1.625 | 0.137 |
PR_3 | I doubt that the FB Money system would work properly | 4.22 | 4 | 4 | 1.689 | 0.138 |
PR_4 | If I were using FB Money, I would be concerned about the potential for abuse due to lack of regulation | 4.84 | 5 | 6 | 1.718 | 0.112 |
PR_5 | I doubt that FB Money will necessarily increase people's well-being and satisfaction | 5.04 | 5 | 7 | 1.705 | 0.144 |
PR_6 | If I used FB Money, I would worry about losing my money | 4.58 | 5 | 5 | 1.807 | 0.107 |
PR_7 | Compared to other instruments/investments, FB Money is much riskier | 4.20 | 4 | 4 | 1.705 | 0.116 |
PR_8 | If I used FB Money, I would be worried about possible attacks | 4.64 | 5 | 5 | 1.713 | 0.110 |
PR_9 | I believe that the FB Money introduced on the social networking site would work poorly | 3.86 | 4 | 3 | 1.736 | 0.139 |
PR_10 | I would consider FB Money mostly just a scam | 3.32 | 3 | 1 | 1.903 | 0.118 |