Financial Innovation

Table 7 Heterotrait–Monotrait test

From: Net valence analysis of iris recognition technology-based FinTech

	COB	FIR	HYB	INT	PER	PHR	PRR	PVA	SEB
COB	–
FIR	0.456	–
HYB	0.508	0.468	–
INT	0.395	0.440	0.527	–
PER	0.071	0.058	0.032	0.037	–
PHR	0.367	0.540	0.332	0.454	0.106	–
PRR	0.507	0.597	0.616	0.516	0.08	0.426	–
PVA	0.597	0.551	0.687	0.601	0.063	0.457	0.655	–
SEB	0.504	0.416	0.637	0.497	0.038	0.347	0.559	0.715	–

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