Financial Innovation

Table 6 Fornell–Larcker discriminant validity test

From: Net valence analysis of iris recognition technology-based FinTech

	COB	FIR	HYB	INT	PER	PHR	PRR	PVA	SEB
COB	0.921*
FIR	− 0.413**	0.879
HYB	0.453	− 0.421	0.898
INT	0.356	− 0.389	0.470	0.914
PER	− 0.068	0.010	− 0.030	− 0.016	0.916
PHR	− 0.328	0.452	− 0.294	− 0.408	− 0.086	0.906
PRR	− 0.455	0.553	− 0.546	− 0.463	0.08	0.380	0.909
PVA	0.547	− 0.509	0.618	0.549	− 0.062	− 0.416	− 0.595	0.894
SEB	0.460	− 0.381	0.570	0.451	− 0.036	− 0.314	− 0.505	0.654	0.892

Bold indicates the diagonal numbers are the square roots of AVE
**The off-diagonal numbers are the correlation values among constructs

Back to article page