Local digital lending development and the incidence of deprivation in Kenya

Financial Innovation

Table 8 Summary statistics of variables employed for the analyses

	Obs.	Mean	Std. Dev.	Min	Max
Food deprivation	17,311	0.30	0.46	0	1
Health deprivation	17,300	0.29	0.46	0	1
Age	17,334	38.25	16.87	16	100
female	17,334	0.59	0.49	0	1
At least Secondary education	17,319	0.40	0.49	0	1
Household size	17,334	4.18	2.41	1	21
Rural	17,334	0.57	0.49	0	1
Income	16,695	13,013.94	131,556.20	0	2E + 07
Bank account	17,334	0.25	0.43	0	1
Mobile finance account	17,334	0.70	0.46	0	1
Mobile phone	17,302	0.77	0.42	0	1
Wealth score	17,309	0.13	0.34	0	1
Habitable rooms	17,315	0.18	0.38	0	1
Toilet	17,331	0.11	0.31	0	1
Water source	17,334	0.26	0.44	0	1
lighting	17,333	0.55	0.50	0	1
Cooking fuel	17,332	0.13	0.34	0	1
Formal loans	17,334	0.09	0.28	0	1
Other loans	17,334	0.05	0.21	0	1
Informal loans	17,334	0.52	0.50	0	1
Digital credit	17,334	0.14	0.34	0	1
Local digital lending	16,778	0.66	0.20	− 1E − 08	1
Reported death	17,334	5728.66	5606.40	389	23,486
Total size	17,334	11,468.69	17,172.37	216	76,031
Extreme poverty	17,334	9.47	10.41	0.20	52.70
GCP per capita	17,334	11.14	0.46	10.21	12.25
Ave distance MM	17,334	3.85	4.68	0.12	19.32