Table 6 Differential effects of local digital lending development. Robustness test
From: Local digital lending development and the incidence of deprivation in Kenya
| Â | (1) | (2) |
|---|---|---|
| Â | Food deprivation | Health deprivation |
Rural | 0.202*** | 0.048 |
| Â | (0.063) | (0.047) |
\({\widehat{digital}}_{j}\) | − 0.319 | − 0.442* |
| Â | (0.282) | (0.253) |
Rural #\({\widehat{digital}}_{j}\) | − 0.263*** | − 0.046 |
| Â | (0.095) | (0.070) |
Constant | 1.156 | 1.023 |
| Â | (0.945) | (0.709) |
Regional variance (\(\sigma_{u}^{2}\)) | 0.010 | 0.008 |
| Â | (0.002) | (0.002) |
Controls | Yes | Yes |
Year dummy | Yes | Yes |
No. of observations | 16,176 | 16,167 |
Number of regions | 46 | 46 |