Local digital lending development and the incidence of deprivation in Kenya

Financial Innovation

Table 1 Estimates of local digital lending development where higher values correspond to higher achievement

Region	Digital lending development score	Region	Digital lending development score
Muranga	1.00	Siaya	0.655
Kiambu	0.988	Kisumu	0.655
Kakamega	0.898	Trans Nzoia	0.635
Bungoma	0.882	Kilifi	0.620
Nyandarua	0.847	Embu	0.620
Vihiga	0.831	Homa Bay	0.620
Machakos	0.827	Nandi	0.612
Kitui	0.820	Narok	0.612
Kwale	0.816	Nyamira	0.604
Makueni	0.776	Lamu	0.592
Kericho	0.773	Samburu	0.592
Kajiado	0.761	Kisii	0.569
Nairobi	0.757	Taita Taveta	0.529
Uasin-Gishu	0.749	Tana River	0.522
Nyeri	0.741	Turkana	0.522
Busia	0.741	Meru	0.482
Nakuru	0.722	Migori	0.482
Baringo	0.706	Isiolo	0.447
Laikipia	0.698	Tharaka Nithi	0.435
Kirinyaga	0.678	Marsabit	0.392
Bomet	0.678	Garissa	0.204
Elgeyo Marakwet	0.667	Mandera	0.169
West Pokot	0.663	Wajir	0.00