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Table 3 Main lending sources of ET households

From: Financial decision-making behaviors of Ethnic Tibetan Households based on mental accounting

Lending sources

Number of households

Percent

Bank loans

223

55.75

Social relations

222

55.50

Temple

27

6.75

Others

17

4.25

  1. Other lending sources include private lending, rural mutual funds, farmers' cooperative organization, and small loan companies. The data is from a survey of Tibetan people in four provinces in 2018. We asked, "Do you have loans from a bank or other sources?" It is worth noting that in this paper, the formal loans include the government's anti-poor loan and bank loans, while the informal loans include temple loans and loans from friends and relatives