From: Adverse selection, loan access and default behavior in the Chilean consumer debt market
Type of debtor | All waves | 2007 | 2011 | 2014 | 2017 |
---|---|---|---|---|---|
Bank | 9.4 | 6.5 | 8.4 | 10.7 | 10.9 |
Bank + Retail | 14.0 | 14.1 | 11.9 | 16.8 | 13.2 |
Retail Store | 25.8 | 31.9 | 25.9 | 26.8 | 19.4 |
Union Debt | 6.1 | 3.8 | 8.1 | 5.7 | 7.2 |
Other Debts | 6.4 | 4.6 | 5.1 | 5.8 | 10.0 |
No Wish for Debt | 27.0 | 26.4 | 27.9 | 23.3 | 30.4 |
No Access to Debt | 11.3 | 12.7 | 12.6 | 11.0 | 8.9 |