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Table 1 Fraction of households (in %) choosing each type of debt over the years

From: Adverse selection, loan access and default behavior in the Chilean consumer debt market

Type of debtor

All waves

2007

2011

2014

2017

Bank

9.4

6.5

8.4

10.7

10.9

Bank + Retail

14.0

14.1

11.9

16.8

13.2

Retail Store

25.8

31.9

25.9

26.8

19.4

Union Debt

6.1

3.8

8.1

5.7

7.2

Other Debts

6.4

4.6

5.1

5.8

10.0

No Wish for Debt

27.0

26.4

27.9

23.3

30.4

No Access to Debt

11.3

12.7

12.6

11.0

8.9