Predicting Fintech Innovation Adoption: the Mediator Role of Social Norms and Attitudes

Financial Innovation

Table 9 PLS_predict assessment of indicators

	PLS			LM			PLS–LM		Skewness Predic. errors
	RMSE	MAE	Q²_predict	RMSE	MAE	Q²_predict	RMSE	MAE	Skewness Predic. errors
AT4	0.604	0.459	0.358	0.630	0.468	0.302	− 0.026	− 0.009	0.7270
AT2	0.692	0.527	0.279	0.722	0.533	0.216	− 0.030	− 0.006	0.3040
AT3	0.649	0.483	0.314	0.670	0.493	0.269	− 0.021	− 0.010	0.9290
AT1	0.692	0.484	0.226	0.690	0.494	0.232	0.002	− 0.010	− 0.7300
PBC3	0.670	0.536	0.163	0.676	0.531	0.151	− 0.006	0.005	− 0.1670
PBC4	0.720	0.505	0.268	0.760	0.527	0.185	− 0.040	− 0.022	− 1.4830
PBC2	0.693	0.546	0.269	0.712	0.552	0.227	− 0.019	− 0.006	− 0.5900
PBC1	0.626	0.417	0.376	0.642	0.430	0.345	− 0.016	− 0.013	− 1.1320
BI1	0.741	0.594	0.328	0.728	0.566	0.352	0.013	0.028	1.1420
BI2	0.760	0.618	0.290	0.741	0.585	0.325	0.019	0.033	1.0040
BI4	0.691	0.549	0.325	0.685	0.531	0.338	0.006	0.018	1.1640
BI3	0.762	0.589	0.262	0.759	0.566	0.267	0.003	0.023	1.2940
AU1	0.875	0.686	0.175	0.884	0.646	0.195	− 0.009	0.040	0.8500
AU2	0.786	0.544	0.183	0.781	0.552	0.194	0.005	− 0.008	1.1960
AU3	0.853	0.659	0.216	0.868	0.657	0.188	− 0.015	0.002	0.7280
AU4	0.850	0.707	0.247	0.864	0.685	0.223	− 0.014	0.022	0.2350