Table 8 Summary of Mediating Effects
From: Predicting Fintech Innovation Adoption: the Mediator Role of Social Norms and Attitudes
Path | p value | |||||
|---|---|---|---|---|---|---|
Total effects | ||||||
Total effect of SN on BI | 0.564 | 0.000 | ||||
Total effect of PBC on BU | 0.046 | |||||
Direct effects | ||||||
H2 ( +): SN on BI | 0.352 | 0.000 | ||||
H4 ( +): PBC on BU | 0.046 | 0.128 | ||||
Path | p value | CI (5.0%) | CI (95.0%) | Sig | VAF (%) | |
|---|---|---|---|---|---|---|
Indirect effect of SN on BI via AT | ||||||
H3 ( +): SN on AT | 0.567 | 0.000 | 0.478 | 0.634 | ||
H7 ( +): AT on BI | 0.374 | 0.000 | 0.233 | 0.493 | ||
Total SN–AT–BI | 0.212 | 0.000 | Yes | 37.7 | ||
H5 ( +): PBC–AT | 0.192 | 0.008 | 0.054 | 0.312 | ||
H7 ( +): AT–BI | 0.374 | 0.000 | 0.233 | 0.493 | ||
H1 ( +): PBC–BU | 0.782 | 0.000 | 0.731 | 0.824 | ||
Total PBC–AT–BI–BU | 0.056 | 0.000 | Yes | 54.9 | ||