Table 4 Composite Reliability and Validity
From: Predicting Fintech Innovation Adoption: the Mediator Role of Social Norms and Attitudes
Loading | Cronbach’s alpha | rho_A | Composite reliability (CR) | Average variance extracted (AVE) | ||
|---|---|---|---|---|---|---|
Attitude (AT) | AT1 | 0.739 | 0.891 | 0.904 | 0.925 | 0.757 |
AT2 | 0.864 | |||||
AT3 | 0.927 | |||||
AT4 | 0.938 | |||||
Behavioural Intention of use (BI) | BI1 | 0.976 | 0.980 | 0.980 | 0.985 | 0.943 |
BI2 | 0.984 | |||||
BI3 | 0.971 | |||||
BI4 | 0.954 | |||||
Perceived Behavioural Control (PBC) | PBC1 | 0.879 | 0.846 | 0.861 | 0.908 | 0.768 |
PBC2 | 0.872 | |||||
PBC3 PBC4 | 0.814 0.738 | |||||
Self-Efficacy (SE) | SE1 | 0.905 | 0.954 | 0.956 | 0.972 | 0.946 |
SE2 | 0.957 | |||||
SE3 | 0.945 | |||||
SE4 | 0.945 | |||||
Subjective Norms (SN) | SN1 | 0.854 | 0.938 | 0.942 | 0.967 | 0.880 |
SN2 | 0.892 | |||||
SN3 | 0.884 | |||||
SN4 | 0.894 | |||||
SN5 | 0.876 | |||||
SN6 | 0.836 | |||||
Behavioural Use (BU) | BU1 | 0.905 | 0.895 | 0.905 | 0.928 | 0.766 |
BU2 | 0.911 | |||||
BU3 | 0.931 | |||||
BU4 | 0.740 |