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Table 8 Coefficients relating category 2 to category 1

From: A socioeconomic approach to the profile of microcredit holders from the Hispanic minority in the USA

Coefficient

Value

S.E.

z-stat

Lower \(z_{0.025}\)

Upper \(z_{0.975}\)

\(\exp \{b_k\}\)

p Value

\(b_0\)

− 1.9121

1.5389

− 1.2425

− 4.9282

1.1040

0.1478

0.2140

\(b_1\)

− 0.2890

0.4289

− 0.6739

− 1.1295

0.5516

0.7490

0.5004

\(b_2\)

− 0.0151

0.0154

− 0.9794

− 0.0454

0.0151

0.9850

0.3274

\(b_3\)

− 0.4577

0.3385

− 1.3520

− 1.1212

0.2058

0.6328

0.1764

\(b_4\)

0.2180

0.3550

0.6140

− 0.4779

0.9138

1.2436

0.5392

\(b_5\)

− 0.1528

0.1112

− 1.3739

− 0.3708

0.0652

0.8583

0.1695

\(b_6\)

0.1876

0.1185

1.500

− 0.0448

0.4199

1.2063

0.1136

\(b_7\)

− 0.0115

0.0811

− 0.1421

− 0.1705

0.1474

0.9885

0.8870

\(b_8\)

− 0.0981

0.1974

− 0.4972

− 0.4850

0.2887

0.9065

0.6190

\(b_9\)

0.1717

0.0469

3.6590

0.0797

0.2636

1.1873

0.0003 (***)

\(b_{10}\)

− 0.1374

0.2604

− 0.5277

− 0.6478

0.3730

0.8716

0.5977

  1. Source: Own elaboration
  2. ***significant at 1% level. S.E. standard error