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Table 7 Coefficients relating category 3 to category 1

From: A socioeconomic approach to the profile of microcredit holders from the Hispanic minority in the USA

Coefficient

Value

S.E.

z-stat

Lower \(z_{0.025}\)

Upper \(z_{0.975}\)

\(\exp \{b_k\}\)

p Value

\(b_0\)

− 1.8217

1.9418

− 0.9381

\(-5.6276\)

1.9843

0.1618

0.3482

\(b_1\)

0.3832

0.3433

1.1164

\(-0.2896\)

1.0561

1.4670

0.2643

\(b_2\)

− 0.0317

0.0150

− 2.1191

\(-0.0610\)

− 0.0024

0.9688

0.03409 (**)

\(b_3\)

0.2365

0.3016

0.7844

\(-0.3545\)

0.8276

1.2669

0.4328

\(b_4\)

− 0.5569

0.3372

− 1.6518

\(-1.2177\)

0.1039

0.5730

0.0986 (*)

\(b_5\)

0.1254

0.1664

0.7537

\(-0.2008\)

0.4516

1.1336

0.4511

\(b_6\)

− 0.0762

0.1360

− 0.5605

\(-0.3428\)

0.1903

0.9266

0.5751

\(b_7\)

0.0335

0.0719

0.4664

\(-0.1073\)

0.1743

1.0341

0.6409

\(b_8\)

− 0.2520

0.2148

− 1.1732

\(-0.6729\)

0.1690

0.7773

0.2407

\(b_9\)

0.0455

0.0505

0.9017

\(-0.0534\)

0.1444

1.0466

0.3672

\(b_{10}\)

− 0.4302

0.2801

− 1.5359

\(-0.9791\)

0.1188

0.6504

0.1246

  1. Source: Own elaboration
  2. *Significant at 10% level, **significant at 5% level. S.E. standard error