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Table 5 Type of variables involved in the analysis

From: A socioeconomic approach to the profile of microcredit holders from the Hispanic minority in the USA

Variable

Short description

Type

Values

Y

Punctuality in payments

Ordinal

1, 2, 3

\(X_1\)

Gender

Categorical

1, 2

\(X_2\)

Age

Quantitative

18,..., 81

\(X_3\)

Education level

Ordinal

1, 2, 3

\(X_4\)

Marital status

Categorical

1, 2

\(X_5\)

Closeness

Ordinal

1, 2,..., 10

\(X_6\)

Number of workers

Quantitative

1, 2,..., 10

\(X_7\)

Revenues

Ordinal

1, 2,..., 11

\(X_8\)

Loan principal

Ordinal

1, 2,..., 11

\(X_9\)

Loan term

Quantitative

6, 9, 10, 12, 18, 24, 30

\(X_{10}\)

Loan purpose

Categorical

1, 2, 3, 4

  1. Source: Own elaboration