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Financial Innovation

Table 4 Discriminant validity. Fornel & Larcker and HTMT ratio

From: The influence of CEO’s financial literacy on SMEs technological innovation: the mediating effects of MCS and risk-taking

 

1

2

3

4

1 CEO’s financial literacy CFL

0.836

0.690

0.357

0.317

2 Management Control System MCS

0.614

0.771

0.510

0.470

3 Risk-taking

0.291

0.435

0.765

0.542

4 Technological Innovation

0.275

0.425

0.468

0.775

  1. HTMT ratio over the diagonal (cursive). Fornell-Larcker criterion: squared-root of AVE in diagonal (bold) and construct correlations below diagonal
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