Table 5 Descriptive statistics of input/output variables
From: Size matters: analyzing bank profitability and efficiency under the Basel III framework
Mean | Median | Standard deviation | Minimum | Maximum | |
|---|---|---|---|---|---|
Variables used as DEA inputs | |||||
Total funding | 43,900,000 | 2,640,403 | 138,000,000 | 300 | 1,340,000,000 |
Personnel expenditure | 428,172 | 30,250 | 1,544,161 | 460 | 16,100,000 |
Fixed assets | 391,973 | 16,367 | 1,618,013 | 0 | 21,600,000 |
Loan loss provision | 247,623 | 9,526 | 1,067,948 | − 1,891,052 | 20,500,000 |
Variables used as DEA outputs | |||||
Loans | 28,600,000 | 1,536,069 | 89,100,000 | 0 | 759,000,000 |
Other earning assets | 29,400,000 | 814,913 | 125,000,000 | 0 | 1,760,000,000 |
Net fees | 347,376 | 22,771 | 1,236,808 | − 238,612 | 12,800,000 |
Bank-specific variables | |||||
Return on assets (ROA) | 0.006 | 0.01 | 0.022 | − 0.375 | 0.215 |
Relative efficiency of all banks (EFFa) | 0.794 | 0.91 | 0.136 | 0.250 | 0.999 |
Liquidity (LIQ) | 0.564 | 0.73 | 0.233 | 0 | 0.993 |
Log of bank size (LBSIZE) | 15.228 | 16.54 | 2.266 | 9.701 | 21.513 |