From: Clues from networks: quantifying relational risk for credit risk evaluation of SMEs
No | Feature | Min | Mean | Max | S.D |
---|---|---|---|---|---|
1 | Age (years) | 1.000 | 9.033 | 36.000 | 5.141 |
2 | Registered Capital (RMB) (Log) | 2.790 | 6.978 | 12.180 | 0.736 |
3 | Current Ratio (%) | 8.800 | 95.700 | 192.400 | 37.131 |
4 | Debt to Assets Ratio (%) | 1.400 | 70.980 | 97.900 | 38.427 |
5 | Receivable Turnover Ratio (times) | 1.000 | 2.572 | 17.739 | 3.054 |
6 | Inventory Turnover ratio (times) | 1.000 | 4.517 | 17.801 | 3.301 |
7 | Assets Turnover Ratio (times) | 0.709 | 1.206 | 2.873 | 0.669 |
8 | Quick Ratio (%) | 1.300 | 70.770 | 189.200 | 41.344 |
9 | OPR (%) | − 7.500 | 4.449 | 19.900 | 12.359 |
10 | ROE (%) | − 18.900 | 5.292 | 20.800 | 4.965 |
11 | ROA (%) | − 7.700 | 1.015 | 30.300 | 4.578 |
12 | District | {3402–3417}, 15 different districts | |||
13 | Risk Event of Firms Themselves | {0,1}, 0:1837;1:299 |