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Table 8 Descriptive statistics of basic features on manufacturing SMEs dataset

From: Clues from networks: quantifying relational risk for credit risk evaluation of SMEs

No

Feature

Min

Mean

Max

S.D

1

Age (years)

1.000

9.033

36.000

5.141

2

Registered Capital (RMB) (Log)

2.790

6.978

12.180

0.736

3

Current Ratio (%)

8.800

95.700

192.400

37.131

4

Debt to Assets Ratio (%)

1.400

70.980

97.900

38.427

5

Receivable Turnover Ratio (times)

1.000

2.572

17.739

3.054

6

Inventory Turnover ratio (times)

1.000

4.517

17.801

3.301

7

Assets Turnover Ratio (times)

0.709

1.206

2.873

0.669

8

Quick Ratio (%)

1.300

70.770

189.200

41.344

9

OPR (%)

 − 7.500

4.449

19.900

12.359

10

ROE (%)

 − 18.900

5.292

20.800

4.965

11

ROA (%)

 − 7.700

1.015

30.300

4.578

12

District

 

{3402–3417}, 15 different districts

  

13

Risk Event of Firms Themselves

 

{0,1}, 0:1837;1:299

  
  1. Debt to assets ratio refers to the ratio of debt to assets, in which the total debt of a firm is the sum of its short-term and long-term debts. OPR refers to the proportion of profit on sales among sales revenue; ROE refers to the proportion of after-tax profits among the average value of the net assets at the beginning and end of the period; and ROA refers to the proportion of net profits among total assets. A district refers to a prefecture-level city that is an administrative division of China, ranking below a province. We coded these districts for privacy