Table 13 Descriptive statistics of basic features on NEEQ SMEs dataset
From: Clues from networks: quantifying relational risk for credit risk evaluation of SMEs
No | Feature | Min | Mean | Max | SD |
|---|---|---|---|---|---|
1 | Age (years) | 4.000 | 12.730 | 53.000 | 5.090 |
2 | Registered capital (RMB) (Log) | 0.699 | 3.590 | 6.176 | 0.414 |
3 | Current ratio (%) | 0.025 | 3.844 | 670.428 | 16.419 |
4 | Asset-liability ratio (%) | 0.070 | 40.98 | 99.82 | 21.261 |
5 | Receivable turnover ratio (times) | 1.930 | 22.814 | 5701.690 | 181.560 |
6 | Inventory turnover ratio (times) | 1.980 | 50.23 | 2865.59 | 203.629 |
7 | Assets turnover ratio (times) | 0.471 | 0.921 | 23.497 | 0.927 |
8 | Quick ratio (%) | − 18.100 | 3.026 | 1323.810 | 20.651 |
9 | OPR (%) | − 355.439 | − 0.300 | 5.295 | 6.149 |
10 | ROE (%) | − 749.860 | 0.851 | 178.870 | 35.4221 |
11 | ROA (%) | − 319.480 | 2.834 | 90.000 | 17.396 |
12 | District | {3401–3419}, 18 different districts | |||
13 | Risk event of firms themselves | {0,1}, 0:6431;1:1512 |