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Table 10 Descriptive statistics of LD + AP in different networks

From: Clues from networks: quantifying relational risk for credit risk evaluation of SMEs

Risk event

MN

DN

SN

CN

MRE_M3

409 (3.458%)

190 (1.960%)

192 (2.397%)

135 (2.342%)

MRE_M6

619 (5.237%)

249 (2.575%)

254 (3.182%)

183 (3.165%)

MRE_M9

738 (6.247%)

292 (3.017%)

300 (3.764%)

215 (3.737%)

MRE_M12

834 (7.058%)

327 (3.379%)

331 (4.152%)

241 (4.182%)

MRE_M15

926 (7.835%)

418 (4.321%)

413 (5.167%)

301 (5.217%)

MRE_M18

1017 (8.605%)

464 (4.803%)

461 (5.770%)

334 (5.802%)

MRE_M21

1073 (9.085%)

451 (4.664%)

452 (5.663%)

330 (5.720%)

MRE_M24

1129 (9.565%)

464 (4.795%)

464 (5.807%)

340 (5.904%)

MRE_M27

1186 (10.045%)

531 (5.487%)

526 (6.588%)

384 (6.672%)

MRE_M30

1232 (10.426%)

555 (5.737%)

552 (6.907%)

404 (7.006%)

MRE_M33

1280 (10.839%)

483 (4.988%)

490 (6.142%)

362 (6.290%)

MRE_M36

1333 (11.295%)

678 (7.00+%)

658 (8.237%)

482 (8.358%)

MRE_M39

1356 (11.485%)

590 (6.100%)

584 (7.322%)

430 (7.475%)

MRE_M42

1376 (11.650%)

534 (5.520%)

540 (6.759%)

397 (6.892%)

MRE_M45

1398 (11.841%)

561 (5.800%)

564 (7.069%)

415 (7.209%)

MRE_M48

1410 (11.940%)

578 (5.971%)

580 (7.267%)

427 (7.409%)

MRE_M49

1472 (12.470%)

580 (6.000%)

583 (7.300%)

432 (7.500%)

  1. MRE_M3 refers to loan disputes and administrative penalties within 3 months. MRE_M6 through MRE_M48 are similar. MRE_M49 refers to loan disputes and administrative penalties in greater than 48 months