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Table 2 Details on sales-oriented and customer-oriented metrics (Performance Management)

From: How does a data strategy enable customer value? The case of FinTechs and traditional banks under the open finance framework

 

Traditional Bank

Traditional Bank (FinTech)

FinTech (traditional bank)

FinTech

 

A

B

C

D

E

F

G

Sales-oriented metrics

Cross-selling, up-selling

Profitability, product sold

Cost-to-serve, expected margins

Cross-selling, up-selling

Cross-selling, up-selling, campaign redemption, conversion rate

Customer acquisition

Cross-selling, up-selling, marginality, redemption

Customer-oriented metrics

NPS

Customer satisfaction questionnaires

Customer satisfaction index

CLV, RACE

NPS, rating system (reviews)

Churn, RFM, satisfaction

NPS, churn, loyalty rate, satisfaction, CLV, digital maturity