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Financial Innovation
Fig. 3 | Financial Innovation

Fig. 3

From: How does a data strategy enable customer value? The case of FinTechs and traditional banks under the open finance framework

Fig. 3

Representation of the technological architecture configuration from a silo to an integrated architecture. Internal users are the different internal units that consume the data (e.g. lending, asset management, compliance and risk management). Banks A, B, C and FinTech E have an orchestrated architecture, while Bank D and FinTechs F and G have an integrated architecture

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