Variable | Obs | Mean | Std. dev | 25th | Median | 75th |
---|---|---|---|---|---|---|
Panel A. alternative peer-to-peer lender loan characteristics | ||||||
P2PSBL | 3584 | 9.307 | .815 | 8.764 | 9.210 | 9.903 |
Term(months) | 3584 | 3.737 | .234 | 3.584 | 3.584 | 4.094 |
Int_rate (%) | 3584 | .13 | .047 | 0.098 | 0.121 | 0.165 |
Loan_status | 3584 | 1.738 | .44 | 1 | 1 | 2 |
Annual_inc($) | 3584 | 11.095 | .533 | 10.779 | 11.156 | 11.462 |
Dti(%) | 3584 | 13.022 | 7.471 | 6.970 | 13.060 | 18.510 |
Fico | 3584 | 6.576 | .051 | 6.532 | 6.561 | 6.616 |
Panel B. County control variables | ||||||
Population | 3584 | 10.176 | 1.555 | 9.098 | 10.042 | 11.150 |
Income | 3584 | 10.682 | .24 | 10.524 | 10.668 | 10.821 |
Unemployment (%) | 3580 | 8.034 | 2.7 | 6.09 | 7.78 | 9.60 |
C3 (%) | 3576 | 71.21 | 19.174 | 53.96 | 68.2 | 88.45 |
HHI (%) | 3568 | 7.709 | .604 | 7.21 | 7.568 | 8.168 |
BRNUM | 3576 | 3.048 | 1.689 | 1.609 | 2.708 | 4.673 |
DebtoIncome (%) | 3584 | 1.675 | .975 | 1.01 | 1.58 | 2.16 |
Domdep($k) | 3575 | 18.607 | 3.857 | 14.764 | 19.654 | 21.551 |