Do biometric payment systems work during the COVID-19 pandemic? Insights from the Spanish users' viewpoint

Financial Innovation

Table 4 General model resolution by SmartPLS using PLS algorithm and bootstrapping

Nº	Research hypotheses	Path Coefficient	Std Dev	t-value	p-value	f²	Result
H1( +)	CON → IU	0.112	0.056	1.992	0.047	0.014	Supported
H2( +)	EE → IU	− 0.056	0.042	1.337	0.182	0.006	Not supported
H3( +)	SN → PU	0.576	0.043	13.421	0.000	0.495	Supported
H4( +)	SN → TR	0.505	0.053	9.564	0.000	0.342	Supported
H5( +)	PPIT → IU	0.138	0.063	2.202	0.028	0.025	Supported
H6( +)	HAB → IU	0.299	0.060	4.949	0.000	0.116	Supported
H7( +)	PU → IU	0.145	0.048	3.001	0.003	0.037	Supported
H8( +)	TR → IU	0.331	0.058	5.708	0.000	0.153	Supported
H9( +)	IU → RECOM	0.754	0.030	25.409	0.000	1.316	Supported

CON, Convenience; EE, Effort expentancy; HAB, Habit; IU, Intention to use; PTR, Perceived trust; PU, Perceived usefulness; PPIT, Personal innovation; SN, Subjective norms; RECOM, intention to recommend