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Table 6 Analysis of credit proposals (alternatives) per DM

From: Credit granting sorting model for financial organizations

INPUT

DM

PCP (g1)

FSC (g2)

DCP (g3)

OPH (g4)

WOP (g5)

WAN (g6)

PAC (g7)

REL (g8)

Evaluation of proposals by evaluators

Credit proposal 1 (a1)

1

4

2

4

1

4

3

2

2

2

3

1

4

1

3

4

2

3

3

4

2

3

1

4

4

2

2

Credit proposal 2 (a2)

1

1

4

3

4

1

1

2

5

2

2

4

3

4

2

1

2

5

3

1

4

2

4

2

1

2

4

Credit proposal 3 (a3)

1

2

1

3

3

4

4

3

3

2

3

1

3

3

3

4

4

3

3

3

1

2

3

4

3

4

4

Credit proposal 4 (a4)

1

5

2

4

5

5

5

3

3

2

4

2

4

4

5

5

3

4

3

4

4

3

5

5

5

4

3

Credit proposal 5 (a5)

1

4

4

3

4

3

1

2

3

2

4

4

4

4

3

2

2

3

3

3

4

3

4

2

1

2

3

Credit proposal 6 (a6)

1

2

2

3

4

2

4

3

3

2

2

1

3

4

2

5

2

3

3

3

2

2

4

2

4

2

2

Credit proposal 7 (a7)

1

2

2

1

2

1

1

2

1

2

2

3

3

2

2

2

2

2

3

2

1

2

2

1

2

2

2

Credit proposal 8 (a8)

1

2

2

3

2

1

1

2

1

2

2

3

2

1

2

2

2

2

3

3

2

2

2

1

2

2

2

Credit proposal 9 (a9)

1

5

3

3

3

1

5

1

3

2

5

2

3

4

2

4

1

2

3

5

3

2

4

2

5

2

3

Credit proposal 10 (a10)

1

5

1

1

2

4

5

1

3

2

4

1

2

2

4

5

2

3

3

4

3

2

2

4

5

2

3

Credit proposal 11 (a11)

1

1

1

1

1

4

5

1

2

2

2

1

2

2

4

4

2

2

3

3

2

3

2

4

4

2

1

Credit proposal 12 (a12)

1

1

3

3

1

3

4

2

3

2

1

4

4

2

3

4

2

2

3

1

5

4

1

3

3

2

3

  1. Key for criteria: FSC financial score, DCP debt capacity, PCP payment capacity, WAN wealth analysis, OPH operations history, WOP warranty in operation, PAC professional activity, REL relationship level