Factors affecting consumer acceptance of electronic cash in China: an empirical study

Financial Innovation

Table 9 The impact of income on e-cash use

Hypothesis	Income = 1	Income = 2	Income = 3	Income = 4	Income = 5
\({\text{H}}_{1} :{\text{PEoU}} \to {\text{PU}}\)	0.851***	0.813***	0.796***	0.751***	0.683***
\({\text{H}}_{2} :{\text{SI}} \to {\text{Intention}}\)	0.193***	0.056	0.106	0.125*	0.114*
\({\text{H}}_{3} :{\text{Cost}} \to {\text{Intention}}\)	− 0.027	0.013	0.020	− 0.030	− 0.059*
\({\text{H}}_{4} :{\text{GP}} \to {\text{Intention}}\)	− 0.084	− 0.132***	0.050	− 0.018	0.162***
\({\text{H}}_{5} :{\text{PU}} \to {\text{Intention}}\)	0.382***	0.429***	0.377***	0.476***	0.180*
\({\text{H}}_{6} :{\text{PS}} \to {\text{Intention}}\)	0.518***	0.388***	0.262***	0.260***	0.231***
\({\text{H}}_{7} :{\text{PEoU}} \to {\text{Intention}}\)	0.326***	0.381***	0.449***	0.364***	0.641***