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Table 2 Breakdown of loans by loan status and current resolution

From: COVID-19 pandemic risk and probability of loan default: evidence from marketplace lending market

Loan status

N

%

Cumulative %

Panel A: Breakdown of loans by loan status

Current

182,732

22.43

22.43

Default

2

0.00

22.43

Finished as scheduled

72,916

8.95

31.38

Finished prematurely

453,359

55.65

87.03

Grace Period

12,766

1.57

88.60

Late 1–15

23,078

2.83

91.43

Late 16–30

22,378

2.75

94.18

Late 31–60

47,365

5.81

100.00

Late 60+

37

0.00

100.00

Total

814,633

100.00

 
 

N

%

Panel B: Breakdown of loans by current resolution

January

 Unresolved

39,056

16.63

 Resolved

195,809

83.37

 Total

234,865

100.00

February

 Unresolved

55,814

25.63

 Resolved

161,959

74.37

 Total

217,773

100.00

March

 Unresolved

68,796

40.10

 Resolved

102,764

59.90

 Total

171,560

100.00

April

 Unresolved

36,509

45.69

 Resolved

43,401

54.31

 Total

79,910

100.00

May

 Unresolved

72,661

76.90

 Resolved

21,823

23.10

 Total

94,484

100.00

June

 Unresolved

15,759

96.72

 Resolved

535

3.28

 Total

16,294

100.00

All loans

 Unresolved

288,595

35.42

 Resolved

526,291

64.58

 Total

814,886

100.00

  1. Total values are in bold
  2. Table provides the breakdown of loans by their respective statuses. Panel A classifies all loans by the loan status. Panel B provides the breakdown of loans to resolved and unresolved loan categories for each month of 2020 and for the whole database