Table 11 Final credit score and rating of the selected SMEs based on closeness index
From: A multicriteria credit scoring model for SMEs using hybrid BWM and TOPSIS
SME | Category | Commercial rating | Commercial rating rank | \(C_{ai}^{*} = \frac{{S_{ai}^{ - } }}{{S_{ai}^{ - } + S_{ai}^{*} }}\) | BWM-TOPSIS rating | BWM-TOPSIS rank | \(d_{i}^{{}}\) | \(d_{i}^{2}\) |
|---|---|---|---|---|---|---|---|---|
DPI_SME | – | – |  | 1.00 | – |  |  |  |
SME1 | ND | BB | 4 | 0.50 | C | 3 | 1 | 1 |
SME2 | ND | BBB | 3 | 0.51 | C | 3 | 0 | 0 |
SME3 | ND | BB+ | 4 | 0.45 | C | 3 | 1 | 1 |
SME4 | ND | A | 2 | 0.61 | B | 2 | 0 | 0 |
SME5 | ND | BBB | 3 | 0.41 | C | 3 | 0 | 0 |
SME6 | DT | BB | 4 | 0.30 | D | 4 | 0 | 0 |
SME7 | ND | BB +  | 4 | 0.33 | D | 4 | 0 | 0 |
SME8 | ND | BBB | 3 | 0.50 | C | 3 | 0 | 0 |
SME9 | ND | BB | 4 | 0.44 | C | 3 | 1 | 1 |
SME10 | ND | D | 5 | 0.22 | D | 4 | 1 | 1 |
SME11 | DT | B | 4 | 0.20 | E | 5 | 1 | 1 |
SME12 | ND | BBB+ | 3 | 0.59 | C | 3 | 0 | 0 |
SME13 | ND | BBB | 3 | 0.45 | C | 3 | 0 | 0 |
SME14 | ND | A | 2 | 0.34 | D | 4 | 2 | 4 |
SME15 | ND | BB | 4 | 0.43 | C | 3 | 1 | 1 |
SME16 | ND | BBB+ | 3 | 0.41 | C | 3 | 0 | 0 |
SME17 | ND | BBB | 3 | 0.46 | C | 3 | 0 | 0 |
SME18 | DT | D | 5 | 0.24 | D | 4 | 1 | 1 |
SME19 | DT | BB | 4 | 0.35 | D | 4 | 0 | 0 |
SME20 | ND | BB | 4 | 0.40 | C | 3 | 1 | 1 |
SME21 | ND | BBB | 3 | 0.48 | C | 3 | 0 | 0 |
SME22 | ND | BB | 4 | 0.61 | B | 2 | 2 | 4 |
SME23 | DT | D | 5 | 0.32 | D | 4 | 1 | 1 |
SME24 | ND | BB | 4 | 0.56 | C | 3 | 1 | 1 |
SME25 | ND | BB | 4 | 0.47 | C | 3 | 1 | 1 |
SME26 | ND | BBB | 3 | 0.49 | C | 3 | 0 | 0 |
SME27 | ND | BB | 4 | 0.44 | C | 3 | 1 | 1 |
SME28 | ND | BB | 4 | 0.50 | C | 3 | 1 | 1 |
SME29 | DT | D | 5 | 0.31 | D | 4 | 1 | 1 |
SME30 | DT | D | 5 | 0.34 | D | 4 | 1 | 1 |
SME31 | ND | BB | 4 | 0.46 | C | 3 | 1 | 1 |
DNI_SME | – | – |  | 0.00 | – | – | 17 | 23 |