From: Fintech platforms: Lax or careful borrowers’ screening?
Variables | Obs | Mean | SD | Min | Max | p25 | p50 | p75 |
---|---|---|---|---|---|---|---|---|
Prudence grade | 1,959,405 | 1.182 | 0.485 | 1 | 3 | 1 | 1 | 1 |
Income divisible by 5000 | 1,959,332 | 0.296 | 0.457 | 0 | 1 | 0 | 0 | 1 |
Income divisible by 10,000 | 1,959,332 | 0.497 | 0.5 | 0 | 1 | 0 | 0 | 1 |
Loan amount divisible by 5000 | 1,959,405 | 0.337 | 0.473 | 0 | 1 | 0 | 0 | 1 |
Loan amount divisible by 10,000 | 1,959,405 | 0.179 | 0.383 | 0 | 1 | 0 | 0 | 0 |
Length of title | 1,959,440 | 2.148 | 0.691 | 0 | 18 | 2 | 2 | 2 |
Suspect employment length | 1,959,440 | 0.403 | 0.491 | 0 | 1 | 0 | 0 | 1 |