Impact of learning through credit and value creation on the efficiency of Japanese commercial banks

Aduba, Joseph Jr.; Izawa, Hiroshi

doi:10.1186/s40854-021-00268-8

Financial Innovation

Table 8 Estimated progress ratios

From: Impact of learning through credit and value creation on the efficiency of Japanese commercial banks

Bank category	Year	EVA	FISIM	TC	SI	TI
All banks	2002	1.0799	0.9170	0.9585	0.8558	0.8895
	2003	1.1171	0.9080	0.9390	0.8770	0.8831
	2004	1.1359	0.9040	0.9313	0.8878	0.8834
	2005	1.1500	0.9000	0.9264	0.8967	0.8801
	2006	1.1613	0.8970	0.9236	0.9045	0.8779
	2007	1.1710	0.8950	0.9214	0.9119	0.8736
	2008	1.1769	0.8930	0.9202	0.9171	0.8739
	2009	1.1809	0.8910	0.9195	0.9218	0.8733
	2010	1.1849	0.8900	0.9191	0.9248	0.8719
	2011	1.1886	0.8890	0.9189	0.9275	0.8696
	2012	1.1914	0.8880	0.9197	0.9281	0.8643
	2013	1.1946	0.8870	0.9190	0.9305	0.8556
	2014	1.1988	0.8860	0.9190	0.9328	0.8557
	2015	1.2026	0.8850	0.9193	0.9347	0.8549
	2016	1.2056	0.8840	0.9194	0.9365	0.8525
	2017	1.2075	0.8840	0.9196	0.9379	0.8552
City banks	2002	0.7213	0.9210	1.0054	0.8436	0.8934
	2003	0.8699	0.9230	0.9791	0.8362	0.7822
	2004	1.0954	0.9280	0.9661	0.8494	0.7943
	2005	1.2989	0.9370	0.9647	0.8698	0.7940
	2006	1.4746	0.9470	0.9674	0.9030	0.8683
	2007	1.6560	0.9600	0.9738	0.9445	0.8649
	2008	1.7928	0.9720	0.9820	0.9840	0.8694
	2009	1.9068	0.9840	0.9900	1.0125	0.8947
	2010	1.9946	0.9950	0.9963	1.0344	0.9099
	2011	2.0757	1.0050	1.0019	1.0571	0.9349
	2012	2.1598	1.0140	1.0074	1.0794	0.9727
	2013	2.2881	1.0450	1.0202	1.0838	1.0462
	2014	2.3936	1.0560	1.0269	1.1119	1.1099
	2015	2.5021	1.0670	1.0341	1.1408	1.1283
	2016	2.5925	1.0770	1.0409	1.1657	1.1039
	2017	2.6514	1.0870	1.0475	1.1884	1.0674
Regional bank I	2002	1.0978	0.9307	0.9603	0.8823	0.7802
	2003	1.1464	0.9015	0.9376	0.8972	0.7792
	2004	1.1740	0.8904	0.9274	0.9059	0.7780
	2005	1.1941	0.8853	0.9216	0.9125	0.7763
	2006	1.2106	0.8829	0.9180	0.9184	0.7745
	2007	1.2231	0.8819	0.9154	0.9235	0.7732
	2008	1.2317	0.8816	0.9135	0.9275	0.7729
	2009	1.2371	0.8819	0.9122	0.9305	0.7720
	2010	1.2436	0.8827	0.9114	0.9333	0.7705
	2011	1.2494	0.8836	0.9108	0.9355	0.7685
	2012	1.2556	0.8847	0.9104	0.9376	0.7658
	2013	1.2612	0.8859	0.9102	0.9394	0.7637
	2014	1.2680	0.8872	0.9100	0.9416	0.7618
	2015	1.2744	0.8886	0.9100	0.9435	0.7594
	2016	1.2795	0.8898	0.9100	0.9450	0.7607
	2017	1.2822	0.8905	0.9100	0.9463	0.7612
Regional bank II	2002	0.9907	0.9437	0.9863	0.8810	0.9844
	2003	1.0468	0.9164	0.9563	0.8657	0.9678
	2004	1.0927	0.9106	0.9435	0.8671	0.9728
	2005	1.1320	0.9077	0.9336	0.8707	0.9681
	2006	1.1668	0.9079	0.9270	0.8779	0.9631
	2007	1.2006	0.9096	0.9208	0.8895	0.9574
	2008	1.2204	0.9122	0.9167	0.9015	0.9631
	2009	1.2291	0.9154	0.9138	0.9153	0.9634
	2010	1.2430	0.9184	0.9113	0.9253	0.9649
	2011	1.2552	0.9216	0.9093	0.9352	0.9616
	2012	1.2620	0.9273	0.9106	0.9473	0.9494
	2013	1.2824	0.9303	0.9078	0.9587	0.9337
	2014	1.2968	0.9329	0.9062	0.9691	0.9370
	2015	1.3073	0.9347	0.9052	0.9767	0.9383
	2016	1.3179	0.9372	0.9041	0.9854	0.9268
	2017	1.3270	0.9396	0.9033	0.9940	0.9329

EVA Economic Value Added, FISIM Financial Intermediation Services Indirectly Measured, TC total credit, SI security investment, TI total investment (total interest income)

Back to article page