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Table 5 Correlations between variables and loan default status

From: A predictive indicator using lender composition for loan evaluation in P2P lending

Variable Correlation Adjusted R2 P value
\(X_1\) 0.0279 0.0005 0.0772
\(X_2\) 0.2608 0.0678 \(<0.001\)
\(X_3\) \(-0.1766\) 0.0310 \(<0.001\)
\(X_4\) 0.1797 0.0320 \(<0.001\)
\(X_5\) 0.0517 0.0024 \(<0.0011\)
\(X_6\) 0.0837 0.0068 \(<0.001\)
\(X_7\) 0.0950 0.0088 \(<0.001\)
\(X_8\) \(-0.0195\) 0.0001 0.2202
\(X_9\) \(-0.1613\) 0.0258 \(<0.001\)
\(X_{10}\) \(-0.3425\) 0.1171 \(<0.001\)
\(X_{11}\) \(\mathbf{-0.3977}\) \(\mathbf{0.1580}\) \(< \mathbf{0.001}\)
  1. The statistic is considered significant when its P-value is less than 0.05