Table 5 Correlations between variables and loan default status
From: A predictive indicator using lender composition for loan evaluation in P2P lending
Variable | Correlation | Adjusted R2 | P value |
|---|---|---|---|
\(X_1\) | 0.0279 | 0.0005 | 0.0772 |
\(X_2\) | 0.2608 | 0.0678 | \(<0.001\) |
\(X_3\) | \(-0.1766\) | 0.0310 | \(<0.001\) |
\(X_4\) | 0.1797 | 0.0320 | \(<0.001\) |
\(X_5\) | 0.0517 | 0.0024 | \(<0.0011\) |
\(X_6\) | 0.0837 | 0.0068 | \(<0.001\) |
\(X_7\) | 0.0950 | 0.0088 | \(<0.001\) |
\(X_8\) | \(-0.0195\) | 0.0001 | 0.2202 |
\(X_9\) | \(-0.1613\) | 0.0258 | \(<0.001\) |
\(X_{10}\) | \(-0.3425\) | 0.1171 | \(<0.001\) |
\(X_{11}\) | \(\mathbf{-0.3977}\) | \(\mathbf{0.1580}\) | \(< \mathbf{0.001}\) |