Financial Innovation

Table 4 Significance test between groups

From: A predictive indicator using lender composition for loan evaluation in P2P lending

Model	Group	Mean	SD	T-Statistic	P value
Without	Paid	\(-0.2925\)	0.0968	20.114	\(<0.001\)
Maturity	Default	\(-0.3670\)	0.1114	20.114	\(<0.001\)
With	Paid	\(-0.2499\)	0.1184	\(\mathbf{22.262}\)	\(<0.001\)
Maturity	Default	\(-0.3553\)	0.1444	\(\mathbf{22.262}\)	\(<0.001\)

The statistic is considered significant when its P-value is less than 0.05

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