Table 3 Variables combinations (The variables in borrower credit are extracted from borrower information, while PageRank, LS, and ADJCS are extracted from lender information.)
From: A predictive indicator using lender composition for loan evaluation in P2P lending
Combination | Class | Variables |
|---|---|---|
A | Borrower Credit | \(X_1, X_2, X_3, X_4, X_5, X_6, X_7, X_8\) |
B | Borrower Credit + PageRank | \(X_1, X_2, X_3, X_4, X_5, X_6, X_7, X_8\), \(\mathbf{X_9}\) |
C | Borrower Credit + LS | \(X_1, X_2, X_3, X_4, X_5, X_6, X_7, X_8\), \(\mathbf{X_{10}}\) |
D | Borrower Credit + ADJCS | \(X_1, X_2, X_3, X_4, X_5, X_6, X_7, X_8\), \(\mathbf{X_{11}}\) |