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Table 3 Variables combinations (The variables in borrower credit are extracted from borrower information, while PageRank, LS, and ADJCS are extracted from lender information.)

From: A predictive indicator using lender composition for loan evaluation in P2P lending

Combination Class Variables
A Borrower Credit \(X_1, X_2, X_3, X_4, X_5, X_6, X_7, X_8\)
B Borrower Credit + PageRank \(X_1, X_2, X_3, X_4, X_5, X_6, X_7, X_8\), \(\mathbf{X_9}\)
C Borrower Credit + LS \(X_1, X_2, X_3, X_4, X_5, X_6, X_7, X_8\), \(\mathbf{X_{10}}\)
D Borrower Credit + ADJCS \(X_1, X_2, X_3, X_4, X_5, X_6, X_7, X_8\), \(\mathbf{X_{11}}\)
  1. The statistic is considered significant when its P-value is less than 0.05