Table 1 Examples of lender maturity calculation
From: A predictive indicator using lender composition for loan evaluation in P2P lending
Lender (i) | Return (\({\bar{y}}_i\)) | Risk (si) | Experience (ki) | Maturity (fi) |
|---|---|---|---|---|
1 | 0.20 | 0.15 | 60 | 0.987 |
2 | 0.15 | 0.20 | 55 | 0.931 |
3 | 0.10 | 0.25 | 50 | 0.836 |
4 | 0.05 | 0.30 | 45 | 0.730 |