Table 2 Fintech-based investment alternatives for the European banking services.

Money transferring (alternative 1)

Yao et al. (2018a, b), Shaikh et al. (2017) and Ramos-de-Luna et al. (2016)

Payments (alternative 2)

Guo and Liang (2016), Du et al. (2019) and Eyal (2017)

Savings (alternative 3)

Shaikh et al. (2017) and Ferrari (2016)

Budgeting (alternative 4)

Kazan et al. (2018) and Gozman et al. (2018)

Borrowings (alternative 5)

Chen (2018), Liu et al. (2015) and Kauffman et al. (2015)