From: The impact of gross domestic product on the financing and investment efficiency of China’s commercial banks
Cluster
2012
2013
2014
2015
2016
2017
2018
SOCBs
0.763
0.788
0.800
0.840
0.813
0.811
0.792
JSCBs
0.671
0.702
0.738
0.715
0.701
0.711
0.666
UCBs
0.668
0.716
0.723
0.562
0.630
0.674
0.680