Table 6 Confusion matrix—on-site supervision approach
From: To supervise or to self-supervise: a machine learning based comparison on credit supervision
Actual values | ||
|---|---|---|
Bad borrower Positive (1) | Good borrower Negative (0) | |
Predicted values | ||
Bad borrower Positive (1) | 39 | 31 |
Good borrower Negative (0) | 20 | 1248 |