Financial inclusion variables | WAEMU countries | East African countries | ||
---|---|---|---|---|
The ownership of mobile money account | Observation | Mean | Observation | Mean |
Mobile money account | 7000 | 0.2867 | 11,000 | 0.3289 |
The use of mobile money services (A categorical variables including the four following modalities) | Observation | Mean | Observation | Mean |
---|---|---|---|---|
1. Using no mobile money service (reference category) | 3902 | 0.4108 | 6538 | 0.4287 |
2. Using one mobile money service only | 3902 | 0.3603 | 6538 | 0.2764 |
Sending remittances | 0.1481 | 0.0971 | ||
Receiving remittances | 0.1873 | 0.1323 | ||
Paying utility bills | 0.1468 | 0.1478 | ||
3. Using two mobile money services | 3902 | 0.1902 | 6538 | 0.2027 |
Sending and receiving remittances | 0.0249 | 0.0470 | ||
Sending remittances and paying utility bills | 0.0287 | 0.0312 | ||
Receiving remittances and paying utility bills | 0.0146 | 0.0237 | ||
4. Using all three mobile money services | 3902 | 0.0387 | 6538 | 0.0922 |
Sending—receiving remittances and paying utility bills | 0.0387 | 0.0922 |