Financial Innovation

Table 2 EFA Results

From: Development of E-banking channels and market share in developing countries

Scale	Item	Factor 1	Factor 2	Factor 3	Factor 4	Factor 5
Mobile Banking	1	.93
	2	.97
	3	.89
	4	.96
	5	.81
Out of Branch (ATMs)	6		.83
	7		.95
	8		.81
	9		.87
	10		.96
	11		.95
	12		.79
	13		.91
	14		.94
	15		.82
	16		.91
Internet Banking	17			.90
	18			.86
	19			.86
	20			.94
	21			.90
	22			.81
Telephone Banking	23				.96
	24				.79
	25				.91
POS	26					.93
	27					.94
	28					.88
	29					.75
	30					.91
Percent of Variance		12.2%	31.3%	7.8%	5.6%	5.3%

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