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Table 9 Direct relationship for hypothesis testing with trust as a moderator

From: The effect of individual factors on user behaviour and the moderating role of trust: an empirical investigation of consumers’ acceptance of electronic banking in the Kurdistan Region of Iraq

Hypothesis Relationship Std Beta Std Error t-valuea P values Decision 5% Lower bounds 95% Upper bounds
H1 IF → UB 0.730 0.030 23.825 0.000*** Supported 0.678 0.777
H1a T * IF → UB − 0.100 0.039 2.807 0.003** Supported − 0.163 − 0.036
  1. ***P < 0.001, **P < 0.01, *P < 0.05