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Table 8 Analysis of second-order variables

From: The effect of individual factors on user behaviour and the moderating role of trust: an empirical investigation of consumers’ acceptance of electronic banking in the Kurdistan Region of Iraq

Second-order components Lower-order components Std Beta Std Error t-valuea P values Decision 5% Lower bounds 95% Upper bounds
IF PE 0.286 0.079 3.650 0.000*** Supported 0.158 0.416
IF EE 0.692 0.063 11.106 0.000*** Supported 0.587 0.794
IF SI − 0.188 0.072 2.649 0.004** Supported − 0.305 − 0.070
IF FC 0.254 0.073 3.533 0.000*** Supported 0.130 0.369
  1. ***P < 0.001, **P < 0.01, *P < 0.05