Table 3 Characteristics of lending products on registered P2P lending platforms by firm shareholders
Main type of loans | Consumer loans | MSME / Business | Other | ||||||
|---|---|---|---|---|---|---|---|---|---|
Shareholders in firm | No | PLR | Loan disb. | No | PLR | Loan disb. | No | PLR | Loan disb. |
Chinese as the only foreign shareholder | 10 | 0.84–1 | 3652 mil – 15.7 tril | 1 | 1 | 3242 mil | – | – | – |
Mixed | 5 | 0.72–1 | 0.6 tril –11 tril | 2 | 0.99 | 6.4 tril | – | – | – |
Non-Chinese | 6 | 0.97–1 | 6570 mil – 1.4 tril | 16 | 0.82–1 | 65,080 mil – 16.6 tril | 7 | 0.90–1 | 3100 mil –224,100 mil |
Information not available | 12 | 0.93–1 | 7141 mil –768,990 mil | 22 | 0.73–1 | 5047 mil – 1.2 tril | 7 | 0.99–1 | 6487 mil –682,650 mil |