Table 2 The main indicators of the Tunisian banking system
From: Testing the governance-performance relationship for the Tunisian banks: a GMM in system analysis
Indicators | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
|---|---|---|---|---|---|---|---|
Profitability | |||||||
 ROA (%) | 0.60 | 0.60 | 0.30 | 0.80 | 0.90 | 1.00 | 1.20 |
 ROE (%) | 6.30 | 7.40 | 3.80 | 11.30 | 10.05 | 11.12 | 13.32 |
Risk | |||||||
 CDR (%) | 75.33 | 72.61 | 73.50 | 75.44 | 79.07 | 71.57 | 72.44 |
 LIQR (%) | 106.91 | 102.92 | 100.78 | 101.95 | 102.88 | 103.34 | 107.08 |
Stability | |||||||
 Bank nonperforming loans to total gross loans (%)a | 11.3 | 12.8 | 14.5 | 13.8 | 14.5 | 14.4 |  |
Solvency | |||||||
 CAR (%) | 8.73 | 8.15 | 6.55 | 7.14 | 9.52 | 8.55 | 8.74 |
Exploitation | |||||||
 Coefficient of exploitation (%) | 51.1 | 50.3 | 47.3 | 48.4 | 49.1 | 48.9 | 47.4 |
Productivity | |||||||
 Productivityratio (in TTDb) | 110.2 | 120.4 | 134.1 | 144.1 | 151.5 | 164.5 | 211.7 |