Estimating the effects of financial access on poor farmers in rural northern Nigeria

Financial Innovation

Table 3 Baseline and Predicted Probability Values for Access to Financial Services and Benefit across Quintiles

	Baseline	Doubling Access to Formal Finance Scenario	Doubling Access to Traditional Crop Insurance Scenario	Doubling Access to Government Programmes Scenario	Doubling Credit to Savings Clubs Scenario
Poorest 20%	0.1716	0.2949	0.0429	0.0914	0.2956
2nd 20%	0.2112	0.2611	0.0754	0.14	0.2612
3rd 20%	0.2227	0.2001	0.131	0.1955	0.1998
4th 20%	0.2034	0.1392	0.2288	0.2458	0.1389
Richest 20%	0.1910	0.1047	0.5219	0.3274	0.1044

Source: Authors Estimation using Field Survey Data (2014)
Note: Gain by Income Quintile for each Scenario is the probability from the given scenario minus baseline probability