Table 2 Marginal Effects (Ordered Logit Model)
From: Estimating the effects of financial access on poor farmers in rural northern Nigeria
Variable | Poorest 20% | 2nd 20% | 3rd 20% | 4th 20% | Richest 20% |
|---|---|---|---|---|---|
Age | −0.0097 (0.377) | −0.0064 (0.38) | −0.0002 (0.802) | 0.0057 (0.38) | 0.0106 (0.377) |
Gender | 0.0824 (0.004) | 0.05539 (0.007) | 0.0036 (0.59) | −0.047 (0.007) | −0.0934 (0.005) |
Education | −0.1791 (0.23) | −0.01189 (0.238) | − 0.00037 (0.798) | 0.0106 (0.236) | 0.01955 (0.23) |
HH Size | −0.0113 (0.092) | −0.0075 (0.10) | − 0.00023 (0.795) | 0.0067 (0.101) | 0.01238 (0.091) |
Asset (Land Size) | 0.0203 (0.295) | 0.0135 (0.299) | 0.0004 (0.799) | −0.012 (0.299) | −0.02219 (0.295) |
Savings Financial Institution | −0.0278 (0.313) | −0.01846 (0.317) | − 0.00057 (0.802) | 0.0165 (0.319) | 0.03035 (0.313) |
Membership of Community Savings Club | 0.06418 (0.009) | 0.04262 (0.013) | 0.00133 (0.795) | −0.03808 (0.014) | −0.07005 (0.008) |
Borrowing from Financial Institution | 0.04933 (0.037) | 0.03276 (0.044) | 0.00102 (0.794) | −0.02927 (0.045) | −0.05384 (0.035) |
Borrowing from Family and Friend | −0.02939 (0.435) | −0.0195 (0.437) | − 0.00006 (0.804) | 0.0174 (0.438) | 0.03208 (0.435) |
Ownership of Traditional Crop Insurance | −0.1227 (0.001) | −0.0815 (0.002) | − 0.0025 (0.794) | 0.0728 (0.003) | 0.1339 (0.001) |
Benefited from a Govt Agric Prgrm | −0.0629 (0.056) | −0.0418 (0.064) | − 0.0013 (0.796) | 0.0373 (0.066) | 0.0687 (0.055) |