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Table 6 Heterotrait-Monotrait ratio (HTMT)

From: Factors influencing the internet banking adoption decision in North Cyprus: an evidence from the partial least square approach of the structural equation modeling

 

IN

INO

PEOU

PU

R

IN

     

INO

0.458

    

PEOU

0.680

0.528

   

PU

0.685

0.352

0.719

  

R

0.365

0.133

0.316

0.317